TurnKey Lender vs Zolvo
TurnKey Lender is an end-to-end AI lending platform that lenders adopt to originate, decision, service, and collect on loans in one system. Zolvo is an AI automation layer that augments the loan system you already run, focused on the servicing back office. They solve different problems: one is a platform you move onto, the other is automation you add on top.
Platform you adopt vs layer you add
TurnKey Lender becomes your lending platform and system of record, covering the full lifecycle from application and underwriting through servicing. Zolvo keeps your existing system of record, such as FactorSoft or LoanPro, and runs as an automation layer on top of it. If you already have a loan system and want to automate the back office without a migration, that distinction matters.
Specialized in commercial-lending servicing
Zolvo is built for the back office of commercial lenders and factors: debtor verification with duplicate-pledging and fraud detection, confidence-scored reconciliation at an 87% auto-match rate, multi-channel collections, and advance-rate and covenant monitoring. It carries commercial-lending logic, like advance rates and borrowing base, rather than a broad origination-to-servicing feature set.
Live in weeks, no migration
Because Zolvo augments rather than replaces, a typical deployment is configured and processing real volume in about two weeks, connecting to your loan system and bank feeds with no rip-and-replace. See how it applies to factoring, asset-based lending, and private credit.
Which to choose
Choose TurnKey Lender if you want a single all-in-one platform to originate and service on. Choose Zolvo if you already have a system of record and want to automate the commercial-lending back office on top of it. Book a 30-minute walkthrough on your own workflow.